What to do when an insurance adjuster wins?
When you move forward with an insurance claim associated with hail damage, it is important to understand that the insurance company is responsible for holding up their end of the bargain as outlined in your insurance policy. As a paying policy holder, you may expect that the insurance company will step in to protect you and have your best interests in mind.
Unfortunately, however, an insurance adjuster may not always be acting in good faith. Insurance adjusters are responsible for keeping you informed about how your case is proceeding and also advising you about any challenges or delays that may come up.
Sometimes, the insurance company knows that you are not fully aware of your rights after you file a claim. They count on you staying quiet, but they might use your good nature as a way to act in bad faith. This could mean that your claim is ignored or unfairly denied.
If you have an insurance adjuster who refuses to return your phone calls, this can be extremely aggravating and can lead you to feel confused about the status of your insurance claim for hail damage. In these situations, it may be in your best interest to consult with a lawyer about whether or not the insurance company is acting in bad faith.
While there may be genuine reasons that an insurance adjuster has simply not been able to return your calls, if this goes on for an extensive period of time or is an obvious attempt to ignore you, you may be entitled to file a legal claim for bad faith insurance tactics. Insurance companies are responsible for keeping you informed about the status of your case and cannot deny your claim outright without giving you information about the materials used to reach that decision. They also cannot refuse to speak to you about your claim.
Hiring a knowledgeable bad faith insurance claims attorney can assist you with moving through the process in order to get a response from the insurance adjuster and to potentially hold the company responsible if they have indeed been ignoring your request for further information. As a victim of hail damage, you have a right to exercise the clauses inside your insurance policy and it may be in your best interests to do so with the guidance of an experienced and knowledgeable bad faith claim insurance attorney.
If the insurance adjuster has been refusing to return your calls and will not respond to you, getting an attorney involved may be the best way for you to protect your interests and ensure that the case moves on effectively. Do not hesitate to reach out to get advice from a knowledgeable lawyer as soon as possible as this may be the best way to protect your interests in the event of a bad faith insurance claim.